Fires, theft, weather damage…these things happen, and they’re just as likely in a rental as they are in a house you own. To protect themselves, Homeowners get homeowners insurance. So if you rent, consider Renters insurance. It’s a good precaution in a risky universe.
Here’s why Renters insurance is so important! It works to cover your:
Personal propery– coverage for your things (clothes, furniture, electronics, etc.) up to your coverage limit.
Personal liability– coverage if you’re ever legally responsible for an injury or property damage, like if you drop some water and a guest slips and sues.
Medical payments– coverage for medical expenses if someone (other than a resident) gets hurt in an accident at your place.