Investors NEED a Reserve Fund


As an investor, it is important to be prepared for the unexpected.

Now more than ever we are seeing the grave importance of protecting the future of your investment by building a reserve fund. Your reserve fund is your “emergency” cash fund. A reserve fund should be large enough to cover unexpected situations, not only maintenance that comes up. The amount you want to set aside can vary and depend on property type, size, age, and size of the portfolio, however, a good starting point is 2-4 months’ rent. Remember, a reserve fund for rental properties is an investment itself.

An easy way to calculate a reserve fund for a portfolio with 1-10 properties, add up the following expenses for all of your properties:

  • monthly mortgages

  • taxes

  • insurance premiums

  • condo fees

  • operating utilities

Then, multiple it by three, and then cut the total in half to reveal your minimum emergency fund.

TCT Property Management Services, LLC

NO WALK-INS - Please contact us directly to schedule an appointment.

2500 S Power Road #121

Mesa, AZ 85209

T: (480) 632-4222

F: (480) 632-4226


Office Hours: Monday - Thursday 8:30AM-5:00PM, Friday 8:30AM-4:00PM

Se habla EspaƱol

Jennice Doty, Designated Broker

For AFTER BUSINESS HOURS maintenance EMERGENCY, please call 480-632-4225 and the on-call property manager will assist you

Associations & Affiliations

TCT Property Management Services is a featured manager on Manage My Property