HOA Pros and Cons


The topic of HOA’s is a very opinionated one. People seem to either love them or hate them. Here are some pros and cons to consider before purchasing, renting, and/or investing in a property in an HOA.



  • pools, gyms, a community clubhouse, or landscaping can be ideal for convenience and may be cheaper than paying for these services individually

The neighborhood will look good

  • HOA typically maintains common areas and community areas and has rules about keeping lawns manicured restrictions on parking boats and other large vehicles on the street, and limitations on exterior paint colors.

Deals w/ neighbors for you

  • If you hate having to confront neighbors, whether it's for being noisy, dog barking, overgrown plant/trees on your property, etc. An HOA can come in quite handy and handle communication for you.


Rules and Regulations

  • Understand that the HOA sets rules regarding the appearance of your home. They decide what color you can paint your front door or shutters, as well as the type of front door and windows you can have. The association can even place restrictions on outside decor and the number of vehicles you’re allowed to park in the community. Violating these rules and regulations could result in a fine.


  • You will need to pay the HOA monthly or quarterly dues, possible assessments, capital improvement fees, and possibly more.

Board Members

  • Like anything else, sometimes board members who are elected shouldn’t have been. They can be overbeating, extra strict, hold grudges, spend budgets on unnecessary things, etc.