Fires, theft, weather damage…these things happen, and they’re just as likely in a rental as they are in a house you own. To protect themselves, Homeowners get homeowners insurance. So if you rent, consider Renters insurance. It’s a good precaution in a risky universe.

Here’s why Renters insurance is so important! It works to cover your:

  • Personal propery – coverage for your things (clothes, furniture, electronics, etc.) up to your coverage limit.

  • Personal liability– coverage if you’re ever legally responsible for an injury or property damage, like if you drop some water and a guest slips and sues.

  • Medical payments– coverage for medical expenses if someone (other than a resident) gets hurt in an accident at your place.

What exactly does renters insurance cover?

The benefits seem to be clear: To get great protection you need renters insurance and why wouldn’t you when it’s so affordable and worth it.